Choose a Career

College

Start with $150,000 debt and student loans

No College

Start with $0 debt

Mechanical Engineer

Software Developer

Doctor

Lawyer

Manager

Teacher

Investment Banker

Artist

Musician

Writer

Construction Worker

Plumber

Electrician

Startup

Choose Your Housing

City

Apartment only

Suburb

Apartment / house

Rural

House only

Small

Monthly changes:

Rent: $1,000-2,000
Happiness: +0

Medium

Monthly changes:

Rent: $1,700-2,500
Happiness: +2

Large

Monthly changes:

Rent: $2,200-3,000
Happiness: +4

Small Apartment

Rent: $700-1,300
Happiness: +0

Medium Apartment

Rent: $1,500-2,500
Happiness: +1

Large Apartment

Rent: $1,800-2,700
Happiness: +2

Rent House

Rent: $2,500-4,500
Happiness: +3

Buy House

Mortgage: $2,000-2,500
Down Payment: $80,000-100,000
Happiness: +4

Rent

Monthly changes:

Rent: $3,500-5,500
Happiness: +5

Buy

Monthly changes:

Mortgage: $3,000-3,500
Down Payment: $80,000-100,000
Happiness: +7

Insurance

Choose one, both, or none.

Health

Covers any unexpected health costs; $500-700 / month

Home

Covers any costs for your home; $100-200 / month

Overview for

Bills

Name	Cost
Utilities
Cell phone plan
Student loan
Rent
Gasoline
Health insurance
Home insurance
Total

Discretionary

Any changes you make will take place next month.

Name	Cost	Happiness
TV / Streaming Services
Entertainment (mall, movies, etc.)
Travel
Parties
Gifts
Total

Events

Robbery

A robber stole from you. You should look into buying home insurance next year. Insurance covered of the cost.

Health Emergency

You encountered a health emergency, which cost you . You should look into buying health insurance next year. Insurance covered of the cost.

Weather Emergency

A severe weather event damaged your home, which cost you . You should look into buying home insurance next year. Insurance covered of the cost.

House Fire

Your home caught on fire, which cost you . You should look into buying home insurance next year. Insurance covered of the cost.

Doctor's Appointment

You visited the doctor this month, which costed you . You should look into buying health insurance next year. Insurance covered of the cost.

Raise

You got a 5% raise this month.

Paycut

You got a 5% paycut this month.

Nothing eventful happened this month.

Food

Any changes you make will take place next month.

Medium price, medium happiness

Cost	Happiness
$1,100	+10

Overview

Name	Value
Salary
Income tax
Expenses
Net change

Happiness	Change
Financial state
Events
Discretionaries
Food
Home
Net change

Annual Report -

Congratualations on finishing a year!

Net worth:

Happiness:

Annual taxes:

Salary:

Move

Change a location and a home (costs $5,000)

Change Jobs

Switch a profession and get a different salary

Insurance

Health

Covers any unexpected health costs; $500-700 / month

Home

Covers any costs for your home; $100-200 / month

Choose a Career

College

No College

Choose Your Housing

City

Suburb

Rural

Small

Medium

Large

Small Apartment

Medium Apartment

Large Apartment

Rent House

Buy House

Rent

Buy

Insurance

Overview for

Bills

Discretionary

Events

Food

Overview

Annual Report -

Move

Change Jobs

Insurance

You Lose!