Autonomous Finance Agents & Fully Automated Advisory Services

Automation is transforming finance. Autonomous finance agents and fully autonomous advisory platforms using artificial intelligence for financial decision-making, investment management, and expert advice will be the first of many steps towards making finance automated. Autonomous finance agents and advisory services use machine learning and AI to give a financial advice experience similar to working with a personal finance professional, but with little to no human involvement. Autonomous agents can collect and analyze investment and other data, adjust for the individual financial goals of the person whose profile it is, consider their risk preferences, and provide a range of options to respond to and conduct automatic transactions on their behalf.

Robo advisers who perform autonomous portfolio building and mgmt services consider thousands of data points that describe an individual's financial and risk profile, including but not limited to income, investments, age, and risk preferences, to create and manage an investment strategy. Once it is set in place, a robo adviser can continuously monitor and change portfolio and redirect investment strategies in real-time based on changed circumstances. While the traditional model has made investment management easier and accessible to wider groups of individuals, automation marks a much greater benefit, which is, the absence of human biases, structure that is continuously adjusted to social (for example, women-led organizations might be a good investments during BLM) and behavioral considerations, continuous monitoring of performance, and a changed strategy–all are offered as results of automation.

The emergence of fully automated portfolio and financial advisory services will develop technologies that give society a complete financial experience.